Positive Pay

Positive Pay is a secure alternative to check fraud prevention available to Business customers.

Is your business still writing checks? If so, positive pay might be right for you!

Identified by most anti-fraud experts as the most effective form of defense against check fraud, positive pay puts your business in control to help combat fraudulent transactions.

Check fraud is a challenge and a very serious concern for any type of business, no matter how big or small. Positive Pay puts you, the business owner, in control to block any unauthorized checks from posting to your account.

HOW IT WORKS

Upload a list of authorized checks using our Online Banking platform.
Our system will compare the checks presented on your account to the list of authorized checks you upload.
If any unauthorized checks are presented, an exceptions report is sent to you.
You decision the exception checks to be paid or returned.

Check Positive Pay could be right for you if:

Your business issues large dollar or a high volume of checks.
You have complex payment operations, with numerous accounts, payees, and checks.
You have experienced check fraud in the past.
You require additional risk management.
You have a desire for increased financial security.

What are the benefits of Check Positive Pay?

Protects your business from check fraud.
Blocks unauthorized check transactions on your account.
Saves time and money by avoiding or reducing associated financial losses, legal fees and fraud investigation.