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Loans
We at Citizens Bank strive to meet your individual lending needs through excellent service that is prompt, courteous and designed to give you the personalized attention that you deserve. Loan officers at your branches are hand picked for their lending knowledge and proven track record at customer service. They also serve as Branch Managers with the authority to move loan applications through the approval process with unprecedented speed. With their vast experience and loan configuration knowledge, they can custom tailor your loan amount, rate, term and payment schedule to best fit your particular requirements. Email, call or stop by and see one of them, they’re waiting to serve your lending needs!
Personal Loans
Your Citizens Bank loan will be as unique as you are. Your loan will provide a solution that will improve your life and be affordable as well, so let us help you find the loan to fit your needs.
- Automobile Loans (new and used)
- Boat/RV Loans/ATV Loans
- Consumer Loans
- Lines of Credit
Real Estate Loans
Citizens Bank has a long history of making the dream of home ownership come true. We will work with qualified buyers to make this often-complicated process as easy and stress free as possible with the end result of you owning your own home.
- Conventional variable rate or fixed rate loans up to 30 years.
- Constructions Loans
- Home Equity Loans
- Home Improvement Loans
- Vacant Land/Lot Loans
- Bridge Loans
Business Loans
Citizens Bank is dedicated to serving the needs of the business community. We offer a variety of commercial loans designed to meet the financial requirements of any business. Our loan officers are glad to make “on-site” visits to learn more about your individual needs.
- Commercial Real Estate Loans
- Operating Loans
- Business Lines of Credit
- Government Loan Programs
Agricultural Loans
Citizens Bank strives to continuously meet the needs of the local Agricultural Market. We provide several loan programs to fit your needs. Stop by and visit one of our Loan Officers to help you determine the right product to help you reach your goals.
- Agricultural Real Estate
- Agricultural Operating Loans
- Agricultural Lines of Credit